<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
        xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
        http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">

  <!-- Home Page -->
  <url>
    <loc>https://mybenefits.vet/</loc>
    <lastmod>2026-02-07</lastmod>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- About Page -->
  <url>
    <loc>https://mybenefits.vet/about</loc>
    <lastmod>2026-02-07</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Contact Page -->
  <url>
    <loc>https://mybenefits.vet/contact</loc>
    <lastmod>2026-02-07</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Military Transition Planning -->
  <url>
    <loc>https://mybenefits.vet/military-transition</loc>
    <lastmod>2026-02-07</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- VA Disability Calculator -->
  <url>
    <loc>https://mybenefits.vet/disability-calculator</loc>
    <lastmod>2026-02-07</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- State Benefits -->
  <url>
    <loc>https://mybenefits.vet/state-benefits</loc>
    <lastmod>2026-02-07</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- 100% VA Rating Benefits -->
  <url>
    <loc>https://mybenefits.vet/100-percent-rating</loc>
    <lastmod>2026-02-07</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Mental Health Resources -->
  <url>
    <loc>https://mybenefits.vet/mental-health</loc>
    <lastmod>2026-02-07</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Surviving Dependents -->
  <url>
    <loc>https://mybenefits.vet/surviving-dependents</loc>
    <lastmod>2026-02-07</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Vendor Discounts -->
  <url>
    <loc>https://mybenefits.vet/vendor-discounts</loc>
    <lastmod>2026-02-07</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- VA Forms Library -->
  <url>
    <loc>https://mybenefits.vet/va-forms</loc>
    <lastmod>2026-02-07</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Transition Programs -->
  <url>
    <loc>https://mybenefits.vet/transition-program</loc>
    <lastmod>2026-02-07</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- News -->
  <url>
    <loc>https://mybenefits.vet/news</loc>
    <lastmod>2026-02-07</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Forum -->
  <url>
    <loc>https://mybenefits.vet/forum</loc>
    <lastmod>2026-02-07</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- AI Assistant -->
  <url>
    <loc>https://mybenefits.vet/ai-assistant</loc>
    <lastmod>2026-02-07</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Dashboard (requires login but include for completeness) -->
  <url>
    <loc>https://mybenefits.vet/dashboard</loc>
    <lastmod>2026-02-07</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>

</urlset>
